{"id":353,"date":"2023-06-19T23:12:12","date_gmt":"2023-06-19T23:12:12","guid":{"rendered":"https:\/\/site.showvegasrealty.com\/?p=353"},"modified":"2025-08-08T02:49:25","modified_gmt":"2025-08-08T09:49:25","slug":"saving-down-payment-heres-what-you-need-know","status":"publish","type":"post","link":"https:\/\/www.showvegasrealty.com\/ge\/saving-down-payment-heres-what-you-need-know\/","title":{"rendered":"\u10d2\u10e1\u10e3\u10e0\u10d7 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10ee\u10d3\u10d4\u10da\u10d0\u10d3? \u10d0\u10d8, \u10e0\u10d0 \u10e3\u10dc\u10d3\u10d0 \u10d8\u10ea\u10dd\u10d3\u10d4\u10d7."},"content":{"rendered":"<p>\u10d7\u10e3 \u10d7\u10e5\u10d5\u10d4\u10dc \u10d2\u10d4\u10d2\u10db\u10d0\u10d5\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0\u10e1\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/en\/2023\/05\/31\/keys-to-success-for-first-time-homebuyers\/?a=580658-3d37a2974f08ca3e573f7f92ac2d5eba\" target=\"_blank\" rel=\"noopener noreferrer\">\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8<\/a>, \u10db\u10d0\u10e8\u10d8\u10dc, \u10e1\u10d0\u10d5\u10d0\u10e0\u10d0\u10e3\u10d3\u10dd\u10d3, \u10dd\u10e0\u10d8\u10d4\u10dc\u10e2\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10ee\u10d0\u10e0\u10d7 \u10d0\u10e1\u10d4\u10d7\u10d8 \u10d3\u10d8\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10eb\u10d4\u10dc\u10d8\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10ee\u10d0\u10e0\u10ef\u10d8\u10e1 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0\u10d6\u10d4. \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d8, \u10e0\u10dd\u10db\u10d4\u10da\u10d8\u10ea \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10db\u10d4\u10e2\u10d0\u10d3 \u10d2\u10d0\u10d8\u10dc\u10e2\u10d4\u10e0\u10d4\u10e1\u10d4\u10d1\u10d3\u10d4\u10d7, \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10d0. \u10d7\u10e3 \u10d2\u10d0\u10e8\u10d8\u10dc\u10d4\u10d1\u10d7, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10e1 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0 \u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7 \u10d0\u10db\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d4\u10e1 \u10e8\u10d4\u10d8\u10eb\u10da\u10d4\u10d1\u10d0 \u10d8\u10db\u10d8\u10e2\u10dd\u10db \u10d8\u10e7\u10dd\u10e1, \u10e0\u10dd\u10db \u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10d7, \u10e0\u10dd\u10db 20% \u10e3\u10dc\u10d3\u10d0 \u10d2\u10d0\u10d3\u10d0\u10d8\u10ee\u10d0\u10d3\u10dd\u10d7. \u10d4\u10e1 \u10e1\u10e3\u10da\u10d0\u10ea \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10d0\u10e1\u10d4 \u10d8\u10e7\u10dd\u10e1. \u10e0\u10d0\u10d3\u10d2\u10d0\u10dc\u00a0<em>\u10e0\u10d8\u10d4\u10da\u10e2\u10dd\u10e0\u10d7\u10d0 \u10d4\u10e0\u10dd\u10d5\u10dc\u10e3\u10da\u10d8 \u10d0\u10e1\u10dd\u10ea\u10d8\u10d0\u10ea\u10d8\u10d0<\/em>\u00a0(\u10d0\u10e0\u10d0\u10e1\u10d0\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dd)\u00a0<a href=\"https:\/\/www.nar.realtor\/blogs\/economists-outlook\/tackling-home-financing-and-down-payment-misconceptions\" target=\"_blank\" rel=\"noopener noreferrer\">\u10e8\u10d4\u10dc\u10d8\u10e8\u10d5\u10dc\u10d4\u10d1\u10d8<\/a>:<\/p>\n<blockquote><p>\u201c<em>\u10e1\u10d0\u10d1\u10d8\u10dc\u10d0\u10dd \u10db\u10dd\u10db\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10da\u10d4\u10d1\u10e8\u10d8 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7\u10d8 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d2\u10d0\u10d5\u10e0\u10ea\u10d4\u10da\u10d4\u10d1\u10e3\u10da\u10d8 \u10db\u10ea\u10d3\u10d0\u10e0\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d3\u10d2\u10d4\u10dc\u10d0 \u10d4\u10ee\u10d4\u10d1\u10d0 \u10d8\u10db\u10d0\u10e1, \u10d7\u10e3 \u10e0\u10d0 \u10d0\u10e0\u10d8\u10e1 \u10e2\u10d8\u10de\u10d8\u10e3\u10e0\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8 \u10d3\u10d0 \u10e0\u10d0 \u10d7\u10d0\u10dc\u10ee\u10d0\u10d0 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d0\u10e8\u10d8 \u10d2\u10d0\u10d3\u10d0\u10e1\u10d0\u10e1\u10d5\u10da\u10d4\u10da\u10d0\u10d3.<\/em>.\u201d<\/p><\/blockquote>\n<p>\u10d3\u10d0 \u10d1\u10dd\u10da\u10dd\u10d3\u10e0\u10dd\u10d8\u10dc\u10d3\u10d4\u10da\u10d8\u00a0<em>\u10e4\u10e0\u10d4\u10d3\u10d8 \u10db\u10d0\u10d9\u10d8\u00a0<\/em>\u10d2\u10d0\u10db\u10dd\u10d9\u10d8\u10d7\u10ee\u10d5\u10d0\u00a0<a href=\"https:\/\/myhome.freddiemac.com\/buying\/down-payments-and-pmi\" target=\"_blank\" rel=\"noopener noreferrer\">\u10d0\u10e6\u10db\u10dd\u10e9\u10d4\u10dc\u10d4\u10d1\u10d8<\/a>:<\/p>\n<blockquote><p>\u201c<em>. ... \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10de\u10dd\u10e2\u10d4\u10dc\u10ea\u10d8\u10e3\u10e0\u10d8 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1 \u10d7\u10d8\u10d7\u10e5\u10db\u10d8\u10e1 \u10db\u10d4\u10e1\u10d0\u10db\u10d4\u10d3\u10d8 \u10e4\u10d8\u10e5\u10e0\u10dd\u10d1\u10e1, \u10e0\u10dd\u10db \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10eb\u10d4\u10dc\u10d0\u10d3 20% \u10d0\u10dc \u10db\u10d4\u10e2\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8 \u10e1\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7. \u10d4\u10e1 \u10db\u10d8\u10d7\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e1\u10d0\u10d9\u10e3\u10d7\u10e0\u10d4\u10d1\u10d8\u10e1 \u10db\u10dd\u10de\u10dd\u10d5\u10d4\u10d1\u10d8\u10e1 \u10d4\u10e0\u10d7-\u10d4\u10e0\u10d7 \u10e7\u10d5\u10d4\u10da\u10d0\u10d6\u10d4 \u10d3\u10d8\u10d3 \u10d0\u10e6\u10e5\u10db\u10e3\u10da \u10d3\u10d0\u10d1\u10e0\u10d9\u10dd\u10da\u10d4\u10d1\u10d0\u10d3 \u10e0\u10e9\u10d4\u10d1\u10d0.<\/em>.\u201d<\/p><\/blockquote>\n<p><strong>\u10d9\u10d0\u10e0\u10d2\u10d8 \u10d0\u10db\u10d1\u10d0\u10d5\u10d8 \u10d9\u10d8 \u10d0\u10e1\u10d4\u10d7\u10d8\u10d0. \u10d7\u10e3 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10e2\u10d8\u10de\u10d8 \u10d0\u10dc \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d8 \u10e1\u10ee\u10d5\u10d0\u10d2\u10d5\u10d0\u10e0\u10d0\u10d3 \u10d0\u10e0 \u10d2\u10d0\u10dc\u10e1\u10d0\u10d6\u10e6\u10d5\u10e0\u10d0\u10d5\u10e1, \u10e0\u10dd\u10d2\u10dd\u10e0\u10ea \u10ec\u10d4\u10e1\u10d8, 20%-\u10d8\u10e1 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d0 \u10e1\u10d0\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dd \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1. \u10d4\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0, \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d8\u10e1 \u10dd\u10ea\u10dc\u10d4\u10d1\u10d0\u10e1\u10d7\u10d0\u10dc \u10e3\u10e4\u10e0\u10dd \u10d0\u10ee\u10da\u10dd\u10e1 \u10d8\u10e7\u10dd\u10d7, \u10d5\u10d8\u10d3\u10e0\u10d4 \u10ec\u10d0\u10e0\u10db\u10dd\u10d2\u10d8\u10d3\u10d2\u10d4\u10dc\u10d8\u10d0\u10d7.<\/strong><\/p>\n<p>NAR-\u10d8\u10e1 \u10ea\u10dc\u10dd\u10d1\u10d8\u10d7,\u00a0<a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\" target=\"_blank\" rel=\"noopener noreferrer\">\u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8<\/a>\u00a02005 \u10ec\u10da\u10d8\u10d3\u10d0\u10dc 20%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d0\u10e0 \u10e7\u10dd\u10e4\u10d8\u10da\u10d0. \u10e1\u10d8\u10dc\u10d0\u10db\u10d3\u10d5\u10d8\u10da\u10d4\u10e8\u10d8, \u10d3\u10e6\u10d4\u10e1 \u10e7\u10d5\u10d4\u10da\u10d0 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10e1\u10d0\u10e8\u10e3\u10d0\u10da\u10dd \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 14%-\u10d8\u10d0. \u10ee\u10dd\u10da\u10dd \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10d8\u10e1 \u10d9\u10d8\u10d3\u10d4\u10d5 \u10e3\u10e4\u10e0\u10dd \u10d3\u10d0\u10d1\u10d0\u10da\u10d8\u10d0 - \u10db\u10ee\u10dd\u10da\u10dd\u10d3 6% (<em>\u10d8\u10ee\u10d8\u10da\u10d4\u10d7 \u10d2\u10e0\u10d0\u10e4\u10d8\u10d9\u10d8 \u10e5\u10d5\u10d4\u10db\u10dd\u10d7<\/em>):<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-362 alignnone\" src=\"https:\/\/www.showvegasrealty.com\/wp-content\/uploads\/2023\/06\/20230619-todays-median-down-payment-is-less-than-20-percent-300x225.webp\" alt=\"\" width=\"697\" height=\"522\" srcset=\"https:\/\/www.showvegasrealty.com\/wp-content\/uploads\/2023\/06\/20230619-todays-median-down-payment-is-less-than-20-percent-300x225.webp 300w, https:\/\/www.showvegasrealty.com\/wp-content\/uploads\/2023\/06\/20230619-todays-median-down-payment-is-less-than-20-percent-768x576.webp 768w, https:\/\/www.showvegasrealty.com\/wp-content\/uploads\/2023\/06\/20230619-todays-median-down-payment-is-less-than-20-percent.webp 1000w\" sizes=\"(max-width: 697px) 100vw, 697px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u10e0\u10d0\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1 \u10d4\u10e1 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d7\u10d5\u10d8\u10e1? \u10d4\u10e1 \u10dc\u10d8\u10e8\u10dc\u10d0\u10d5\u10e1, \u10e0\u10dd\u10db \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0 \u10d0\u10e0 \u10d3\u10d0\u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d7 \u10d8\u10db\u10d3\u10d4\u10dc\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d8\u10e1 \u10d3\u10d0\u10d6\u10dd\u10d2\u10d5\u10d0, \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10ea \u10d7\u10d0\u10d5\u10d3\u10d0\u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3 \u10d2\u10d4\u10d2\u10dd\u10dc\u10d0\u10d7.<\/p>\n<h4><strong>\u10d2\u10d0\u10d4\u10ea\u10d0\u10dc\u10d8\u10d7 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d4\u10d1\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10d8\u10ea \u10d3\u10d0\u10d2\u10d4\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10db\u10d8\u10d6\u10dc\u10d8\u10e1 \u10db\u10d8\u10e6\u10ec\u10d4\u10d5\u10d0\u10e8\u10d8<\/strong><\/h4>\n<p>\u10d3\u10d0 \u10d2\u10d0\u10e3\u10e0\u10d9\u10d5\u10d4\u10d5\u10d4\u10da\u10d8\u10d0 \u10d0\u10e0\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10d8\u10e1, \u10d7\u10e3 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8 \u10d7\u10d0\u10dc\u10ee\u10d0 \u10d2\u10ed\u10d8\u10e0\u10d3\u10d4\u10d1\u10d0\u10d7 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1. \u10d0\u10e1\u10d4\u10d5\u10d4 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10db\u10ea\u10d3\u10d0\u10e0\u10d8 \u10ec\u10d0\u10e0\u10db\u10dd\u10d3\u10d2\u10d4\u10dc\u10d4\u10d1\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d4\u10d1\u10d7\u10d0\u10dc \u10d3\u10d0\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d4\u10d1\u10d8\u10d7. \u10d3\u10d0\u10e1\u10d0\u10ec\u10e7\u10d8\u10e1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10d8 \u10d7\u10d5\u10da\u10d8\u10e1, \u10e0\u10dd\u10db \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0 \u10db\u10ee\u10dd\u10da\u10dd\u10d3 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1\u10d0\u10d0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8. \u10db\u10d8\u10e3\u10ee\u10d4\u10d3\u10d0\u10d5\u10d0\u10d3 \u10d8\u10db\u10d8\u10e1\u10d0, \u10e0\u10dd\u10db \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10e1 \u10d1\u10d4\u10d5\u10e0\u10d8 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d8 \u10d0\u10e5\u10d5\u10d7 \u10e8\u10d4\u10e1\u10d0\u10e1\u10ec\u10d0\u10d5\u10da\u10d8, \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10e1\u10d0\u10ea \u10d0\u10e5\u10d5\u10d7 \u10e0\u10d0\u10db\u10d3\u10d4\u10dc\u10d8\u10db\u10d4.<\/p>\n<p>\u10db\u10d8\u10e1\u10d8 \u10d7\u10e5\u10db\u10d8\u10d7\u00a0<a href=\"https:\/\/downpaymentresource.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>\u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8<\/em><\/a>, \u10d0\u10e8\u10e8-\u10e8\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d7\u10d0 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 2000-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d0 \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10d3\u10d0 \u10db\u10d0\u10d7\u10d8 \u10e3\u10db\u10d4\u10e2\u10d4\u10e1\u10dd\u10d1\u10d0 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10d8\u10e1\u10d0\u10ee\u10d0\u10d5\u10e1 \u10db\u10d8\u10d6\u10dc\u10d0\u10d3. \u10d8\u10d2\u10d8\u10d5\u10d4 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8 \u10e8\u10d4\u10db\u10d3\u10d4\u10d2\u10e1 \u10d0\u10db\u10d1\u10dd\u10d1\u10e1:<\/p>\n<blockquote><p>\u201c<em>\u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10d0\u10e3\u10ea\u10d8\u10da\u10d4\u10d1\u10d4\u10da\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3 \u10d8\u10e7\u10d8\u10d3\u10dd\u10d7 \u10e1\u10d0\u10ee\u10da\u10d8. \u10e7\u10d5\u10d4\u10da\u10d0 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d8\u10d3\u10d0\u10dc 38%-\u10d6\u10d4 \u10db\u10d4\u10e2\u10d8 \u10d2\u10d0\u10dc\u10d9\u10e3\u10d7\u10d5\u10dc\u10d8\u10da\u10d8\u10d0 \u10d2\u10d0\u10dc\u10db\u10d4\u10dd\u10e0\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10db\u10e7\u10d8\u10d3\u10d5\u10d4\u10da\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1, \u10e0\u10dd\u10db\u10da\u10d4\u10d1\u10db\u10d0\u10ea \u10d1\u10dd\u10da\u10dd 3 \u10ec\u10da\u10d8\u10e1 \u10d2\u10d0\u10dc\u10db\u10d0\u10d5\u10da\u10dd\u10d1\u10d0\u10e8\u10d8 \u10e4\u10da\u10dd\u10d1\u10d3\u10dc\u10d4\u10dc \u10e1\u10d0\u10ee\u10da\u10e1.<\/em>\u201d<\/p><\/blockquote>\n<p>\u10d2\u10d0\u10e0\u10d3\u10d0 \u10d0\u10db\u10d8\u10e1\u10d0, \u10d0\u10e0\u10e1\u10d4\u10d1\u10dd\u10d1\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d8\u10e1 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10e2\u10d8\u10de\u10d4\u10d1\u10d8\u10ea \u10d9\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0\u00a0<a href=\"https:\/\/www.hud.gov\/buying\/loans\" target=\"_blank\" rel=\"noopener noreferrer\">FHA \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8<\/a>\u00a0\u10db\u10d8\u10dc\u10d8\u10db\u10d0\u10da\u10e3\u10e0\u10d8 \u10de\u10d8\u10e0\u10d5\u10d4\u10da\u10d0\u10d3\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d4\u10d1\u10d8\u10d7\u00a0<a href=\"https:\/\/www.benefits.gov\/benefit\/504\" target=\"_blank\" rel=\"noopener noreferrer\">3.5%<\/a>\u00a0\u10d0\u10e1\u10d4\u10d5\u10d4 \u10d8\u10e1\u10d4\u10d7\u10d8 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0\u00a0<a href=\"https:\/\/www.va.gov\/housing-assistance\/home-loans\/loan-types\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u10d5\u10d4\u10e2\u10d4\u10e0\u10d0\u10dc\u10d7\u10d0 \u10e1\u10d0\u10e5\u10db\u10d4\u10d7\u10d0 \u10d3\u10d4\u10de\u10d0\u10e0\u10e2\u10d0\u10db\u10d4\u10dc\u10e2\u10d8\u10e1 \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8<\/a>\u00a0\u10d3\u10d0\u00a0<a href=\"https:\/\/www.rd.usda.gov\/programs-services\/single-family-housing-programs\/single-family-housing-guaranteed-loan-program\" target=\"_blank\" rel=\"noopener noreferrer\">USDA \u10e1\u10d4\u10e1\u10ee\u10d4\u10d1\u10d8<\/a>\u00a0\u10d9\u10d5\u10d0\u10da\u10d8\u10e4\u10d8\u10ea\u10d8\u10e3\u10e0\u10d8 \u10d0\u10de\u10da\u10d8\u10d9\u10d0\u10dc\u10e2\u10d4\u10d1\u10d8\u10e1\u10d7\u10d5\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8\u10e1 \u10db\u10dd\u10d7\u10ee\u10dd\u10d5\u10dc\u10d8\u10e1 \u10d2\u10d0\u10e0\u10d4\u10e8\u10d4.<\/p>\n<p>\u10d7\u10e3 \u10d2\u10e1\u10e3\u10e0\u10d7 \u10db\u10d4\u10e2\u10d8 \u10d2\u10d0\u10d8\u10d2\u10dd\u10d7 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10d3\u10d0\u10ee\u10db\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10de\u10e0\u10dd\u10d2\u10e0\u10d0\u10db\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1, \u10d8\u10dc\u10e4\u10dd\u10e0\u10db\u10d0\u10ea\u10d8\u10d0 \u10ee\u10d4\u10da\u10db\u10d8\u10e1\u10d0\u10ec\u10d5\u10d3\u10dd\u10db\u10d8\u10d0 \u10d8\u10e1\u10d4\u10d7 \u10e1\u10d0\u10d8\u10e2\u10d4\u10d1\u10d6\u10d4, \u10e0\u10dd\u10d2\u10dd\u10e0\u10d8\u10ea\u10d0\u10d0\u00a0<a href=\"https:\/\/downpaymentresource.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>\u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10d2\u10d0\u10d3\u10d0\u10ee\u10d3\u10d8\u10e1 \u10e0\u10d4\u10e1\u10e3\u10e0\u10e1\u10d8<\/em><\/a>. \u10e8\u10d4\u10db\u10d3\u10d4\u10d2, \u10d8\u10d7\u10d0\u10dc\u10d0\u10db\u10e8\u10e0\u10dd\u10db\u10da\u10d4\u10d7 \u10e1\u10d0\u10dc\u10d3\u10dd \u10d9\u10e0\u10d4\u10d3\u10d8\u10e2\u10dd\u10e0\u10d7\u10d0\u10dc, \u10e0\u10d0\u10d7\u10d0 \u10d2\u10d0\u10d8\u10d2\u10dd\u10d7, \u10e0\u10d0 \u10d9\u10e0\u10d8\u10e2\u10d4\u10e0\u10d8\u10e3\u10db\u10d4\u10d1\u10e1 \u10d0\u10d9\u10db\u10d0\u10e7\u10dd\u10e4\u10d8\u10da\u10d4\u10d1\u10d7 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8\u00a0<a href=\"https:\/\/www.simplifyingthemarket.com\/en\/2023\/06\/01\/the-true-value-of-homeownership\/?a=580658-3d37a2974f08ca3e573f7f92ac2d5eba\" target=\"_blank\" rel=\"noopener noreferrer\">\u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e7\u10d8\u10d3\u10d5\u10d0<\/a>\u00a0\u10db\u10dd\u10d2\u10d6\u10d0\u10e3\u10e0\u10dd\u10d1\u10d0.<\/p>\n<h3>\u10e1\u10d0\u10d1\u10dd\u10da\u10dd\u10dd \u10e8\u10d4\u10d3\u10d4\u10d2\u10d8<\/h3>\n<p>\u10d2\u10d0\u10ee\u10e1\u10dd\u10d5\u10d3\u10d4\u10d7, 20%-\u10d8\u10e1 \u10ec\u10d8\u10dc\u10d0\u10e1\u10ec\u10d0\u10e0\u10d8 \u10e8\u10d4\u10dc\u10d0\u10e2\u10d0\u10dc\u10d8 \u10e7\u10dd\u10d5\u10d4\u10da\u10d7\u10d5\u10d8\u10e1 \u10d0\u10e0 \u10d0\u10e0\u10d8\u10e1 \u10e1\u10d0\u10ed\u10d8\u10e0\u10dd. \u10d7\u10e3 \u10ec\u10d4\u10da\u10e1 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d0 \u10d2\u10e1\u10e3\u10e0\u10d7, \u10db\u10dd\u10d3\u10d8\u10d7, \u10d3\u10d0\u10d2\u10d8\u10d9\u10d0\u10d5\u10e8\u10d8\u10e0\u10d3\u10d4\u10d7, \u10e0\u10d0\u10d7\u10d0 \u10d7\u10e5\u10d5\u10d4\u10dc\u10d8 \u10e1\u10d0\u10ee\u10da\u10d8\u10e1 \u10e8\u10d4\u10eb\u10d4\u10dc\u10d8\u10e1 \u10db\u10d8\u10d6\u10dc\u10d4\u10d1\u10d6\u10d4 \u10e1\u10d0\u10e3\u10d1\u10d0\u10e0\u10d8 \u10d3\u10d0\u10d5\u10d8\u10ec\u10e7\u10dd\u10d7.<\/p>","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re planning to buy your\u00a0first home, then you&#8217;re probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you\u2019re intimidated by how much you need to save for that, it may be [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","footnotes":""},"categories":[15],"tags":[],"class_list":["post-353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-updates"],"_links":{"self":[{"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/posts\/353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/comments?post=353"}],"version-history":[{"count":0,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/posts\/353\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/media\/354"}],"wp:attachment":[{"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/media?parent=353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/categories?post=353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.showvegasrealty.com\/ge\/wp-json\/wp\/v2\/tags?post=353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}